SBON+
The Retail Payment System (SBON+) is a modern solution for automating financial transactions for individuals and efficiently managing customer accounts.
SBON+ ensures productive operation both locally and remotely in online mode, which helps reduce service time, process more transactions, and scale the business without additional personnel costs.
The system supports various service channels: cash registers, POS terminals, self-service terminals, and mobile applications.
Due to its flexibility and scalability, SBON+ is a reliable platform for building modern banking infrastructure.
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Payments per day
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Integrations with utility providers
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Branches
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Payees
For Bank
- Enhancing customer loyalty and retention
- Attracting new customers through innovative solutions
- Focusing on long-term relationships rather than one-time deals
- Opportunities for cross-selling and expanding the product portfolio
- Utilizing big data to analyze credit risk and increase sales
- Earning additional commissions from payment transactions
- Automated delivery of invoices to customers’ email
- Become the leading provider of payment solutions in the market
For Provider
- Digital bill delivery — fast, convenient, and paper-free
- Significant reduction in printing and mailing costs
- Increased share of regular and timely payments
- Improved payment discipline through SMS, email notifications, and reminders
- Decreased number of overdue payments
- Cost optimization — reduced need for credit control staff
- Building a base of regular and loyal customers
- Automated real-time collection of meter readings
For Customer
- Fast and high-quality service
- Convenient online account management anytime
- Instant access to bills via phone, tablet, computer, or even Facebook
- Reminders for upcoming and overdue payments via SMS and email
- Payment without queues — directly from a bank card or through a personal account
- Ability to set up recurring automatic payments
- Clear explanation of bill structure and charges
- Analytics of expenses for effective financial planning
