Biller Integration

Biller integration is an API system for seamless interaction between SBON+, NICEPAY:) and external platforms: billing systems, service providers, agent banks, etc.

It includes services for exchanging invoices and payments with providers, integration with mobile and web applications, as well as connecting agent banks.

Billing integration is a flexible, secure, and scalable tool for building a digital payment ecosystem.

For Bank

The service provides a fully functional API for accepting payments through agent banks and offers the following capabilities:

Integration with the contract database — providing the agent bank with the current list of contracts for payment acceptance.
Automated fee management — accounting, deduction, and distribution of commission income for each payment.
Reliable payment API — a stable interface for executing payment transactions in real-time.
24/7 availability — continuous operation of the payment gateway around the clock.
Payment processing and routing — prompt processing of transactions and transmission of registers to service providers.
Financial reporting — providing invoices for transferring collected funds from the agent bank.
Transparency of settlements — access to detailed information about received payments for accounting, monitoring, and reconciliation.

For Provider

Our service ensures uninterrupted communication with providers in both online and offline modes, allowing for the prompt retrieval of information about debtor balances (service consumers) and supporting all informational operations between payment participants.
Key tasks of the service:

Debt data collection — the service automatically gathers information about consumer debt from service providers.
Data transmission — we ensure the transmission of payment information to billing and information systems of service providers.
Integration logging — all interaction processes are carefully logged to ensure transparency and security of operations.

For Customer

The main function of our service is to provide secure and convenient payment acceptance through WEB banking and mobile banking systems. The service supports online communication with service providers and allows for informational operations and data exchange, including:

Debt data collection for subscribers — instant access to up-to-date debt information for convenient financial management.
Transmission of payment data — transmitting payment data to billing and information systems to ensure accurate accounting and monitoring.
Integration protocol — ensuring integration through a standardized protocol for easy and efficient data exchange.